Zenus Bank

Open a Zenus Bank account and enjoy the benefits of a U.S. bank from 180 countries* Use your new metal Visa Infinite debit card, access your accounts, and much more.

Receive a metal Visa Infinite Debit Card with your account and access your money in local currencies around the world.

Hold funds securely, make and receive instant payments with ease and enjoy free international transfers with Zen Transfers to any other Zenus client.

Our app and online banking services give you the control and freedom to manage your money from anywhere in the world.

Access your accounts, manage payments, check your statements and much more. 24 hours a day.

We keep your personal and financial details secure with high-level encryption, and the latest bio-metric recognition technology.

Why open a Zenus account?

· Fully regulated U.S. digital bank
· Fully digital application process without having the visit a branch
· Do not need to be a U.S. citizen or resident
· No minimum balance requirements
· Visa Infinite Debit Card benefits
· Metal Visa Infinite Debit Card upon request
· Access local currencies at ATMs in over 200 countries
· Unlimited free instant ZenTransfers
· Flat fee, unlimited ACH Payments
· Flat fee, unlimited Wire/SWIFT transfers
· Institutional FX rates
· Safe and secure

Apply now.

*Excludes countries sanctioned by the U.S. Department of the Treasury, OFAC and others selected by Zenus


Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061).

Zenus™ is a trademark of Zenus Bank International Inc.

Visa is a registered trademark of Visa International Service Association.